INTRACTVMRKTG, LLC
TAPNPAY+ TERMS OF USE & MEMBERSHIP AGREEMENT

Effective February 23, 2026

 

KEY TERMS SUMMARY

This summary highlights important provisions of these Terms. Please read the full agreement below for complete details.

• Eligibility: You must be at least 18 years old to create an account.

• Account Responsibility: You are responsible for all activity under your account.

• Automatic Renewal: Annual memberships renew automatically unless canceled prior to the renewal date.

• Refund Policy: Digital purchases and memberships are generally non-refundable once processed.

• Arbitration: Most disputes are resolved through binding individual arbitration; no class actions.

• Electronic Consent: By clicking 'I Agree,' you consent to transact electronically.

 

1. Eligibility

The Service is available only to individuals who are at least eighteen (18) years old and capable of entering into legally binding agreements. By creating an account or making a purchase, you represent that you meet these requirements and that your information is accurate. IAM reserves the right to suspend or terminate accounts that violate this requirement.

 

2. Account Responsibility

You are responsible for safeguarding your login credentials and for all activity that occurs under your account. If you allow others, including minors, to access your account, you remain responsible for resulting transactions.

 

3. Memberships and Automatic Renewal

Certain memberships renew automatically on an annual basis. By purchasing a membership, you authorize IAM to renew your membership at the then-current rate unless you cancel before the renewal date. You may cancel at any time prior to renewal through your account settings or by contacting support. IAM complies with applicable automatic renewal laws.

 

4. Payments and Billing

By providing a payment method, you confirm that you are authorized to use it and authorize IAM and its processors to charge applicable fees.
You agree to pay all taxes and charges associated with your purchases.

 

5. Digital Products; Refund Policy

Purchases of memberships, digital products, credits, rewards, and gift cards are generally final and non-refundable once processed, except where required by law.
If you believe a billing error occurred, please contact support promptly.

 

6. Privacy

Your use of the Service is governed by IAM’s Privacy Policy, which explains how personal information is collected and used.

 

7. Regulatory Positioning; NIL

IAM provides a technology platform facilitating memberships and digital transactions.
IAM is not a bank, financial institution, investment advisor, or fiduciary.
Users participating in Name, Image, and Likeness (NIL) programs are responsible for compliance with applicable laws and institutional rules.

 

8. Intellectual Property

All software, branding, and content associated with the Service are owned by IntrActvMrktg, LLC or its licensors and may not be used without permission.

 

9. Disclaimer of Warranties

The Service is provided on an “as is” and “as available” basis without warranties of any kind to the fullest extent permitted by law.

 

10. Limitation of Liability

IAM’s total liability for any claim shall not exceed the amount paid by you to IAM during the twelve (12) months preceding the event giving rise to the claim.

 

11. Indemnification

You agree to indemnify IAM for claims arising out of your use of the Service or violation of these Terms.

 

12. Force Majeure

IAM is not responsible for delays or failures caused by events beyond its reasonable control, including natural disasters, government actions, or third-party service disruptions.

 

13. Assignment

IAM may assign these Terms in connection with a merger, acquisition, or sale of assets. You may not assign your rights without IAM’s consent.

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14. Electronic Communications; ESIGN

By clicking “I Agree,” you consent to electronic records and signatures in accordance with applicable law, including the U.S. ESIGN Act.

 

15. Dispute Resolution; Arbitration

Most disputes shall be resolved through binding individual arbitration administered by the American Arbitration Association. You waive the right to a jury trial and agree not to participate in class actions. You may opt out of arbitration within thirty (30) days of first accepting these Terms.

 

16. Governing Law

These Terms are governed by the laws of the Commonwealth of Pennsylvania.

 

17. Severability and Survival

If any provision is found unenforceable, the remaining provisions remain in effect. Key provisions survive termination.

 

18. Changes to Terms

IAM may update these Terms periodically. Continued use of the Service constitutes acceptance of any updates.